MAZHARUL ISLAM

FAVP

EXIM BANK PLC

Narayanganj, Dhaka

07.2010 - Current

1. Ensuring follow-up and monitoring of the total portfolio (Approx. 1000.00 crore) of the Investment Department accordingly.
2. Allowing disbursement facilities in favor of the clients under different investment modes only after due completion of all documentation formalities as per Head office’s approval/ Circulars through initiating due Office Note.
3. Ensuring follow-up of the renewal of Clients’ Limit facilities, Bank – Guarantees, CIB, Credit Report, Trade License, TIN, VAT, IRC, ERC of importers & exporters and documentations of clients consulting with the Foreign Trade & Foreign Exchange Department of the Branch.
4. Inputting and authorizing all transactions of the Investment Department in T24 software.
5. Checking and preserving created and adjusted LDs upon matched the outstanding with Daily affairs/ Registers and signing before Manager.
6. Preserving signed and verified charge documents maintaining due formalities verified by the authorized signatories chronologically in safety.
7. Obtaining legal opinion from Bank’s panel lawyer in applicable cases, to ensure that security documents are prepared in accordance with the terms of approval and they are legally enforceable at the time of necessity.
8. Completing mortgage and documentation formalities, obtaining charge documents & lawyers satisfaction certificate in case of investment allowed under Head Office’s approval.
9. Ensuring creation of charges in time with RJSC in case of applicable.
10. Authorizing disbursement and amendment of investment Bai-Muajjal, Murabaha, IBB, Guard etc ensuring disbursement approval from Investment Administration Department of Head Office and adjustment thereof.
11. Disbursement of Bai-Muajjal Financial Obligation (FO) maintaining due formalities under lien of Security as per Head Office’s terms of Circulars.
12. Physical verifications of investment customer’s office/factory/address and valuation of collateral securities.
13. Ensuring follow up of performance of all investment customers’ recovery timely.
14. Ensuring insurance policy covering of the liabilities from the clients , in case of applicable, obtain updated Rent Receipt of the mortgaged properties, Holding Tax/ City Corporation Tax , obtain Original Title Deeds, RM & RIPA Deeds from concerned SROs.
15. Checking for confirmation of Zero balance in Investment Parking Account daily.
16. Checking and confirmation of unauthorized deals, transactions of the Department daily.
17. Ensuring proper filling of all departmental paper and preservation of files.
18. Signing LD list, FT list, Daily Affairs, DPCHL, Office Notes, Visit Reports, IRGS, and Valuation Report of enlisted Surveyors etc upon meticulous checking.
19. Ensuring proper documentations, obtaining of acceptances of sanction advice in terms of renewal and or enhancement and fresh sanction of investment limit of the clients.
20. Ensuring the safekeeping of all security documents at the safe custody upon posting in ‘Safe in Safe out Register’ as the joint custodian.
21. Ensuring follow-up of the NPI clients, all Cases filed by the panel lawyers on behalf of our Branch against the clients for recovery of bank’s dues.
22. Ensuring follow-up of the NPI clients over telephone, by issuing periodical reminder letters, by physical visit consulting with the Second Officer and or Manager of the Branch.
23. Ensuring monitor of all online Reporting for Head Office and Bangladesh Bank such as CL, CIB, ITS data, BASEL etc.
24. Ensuring proper records keeping of the Department.
25. Supervising and monitoring of all online entries concerned.
26. Monitoring and recovery of PV/overdue LDs of Investment portfolio contained in T24.
27. Ensuring forward of all types of statements, such as Weekly, fortnightly, Monthly, Quarterly, Half Yearly & Yearly related to the Investment Department and for Head Office/Bangladesh Bank and or other regulatory Agencies in time with the collaboration of concerned officials.
28. Maintaining and keeping MPI goods in approved Godown under effective supervision of the Department.
29. Maintaining and keeping Murabaha goods in approved Godown under effective supervision of the Department.
30. Attending related e-mails from Head Office, Bangladesh Bank & other Agencies and making necessary correspondences in time.
31. Ensuring endorsement of VISA Islamic Card complying approved limit and travel quota.
32. Ensuring collection of CIB of clients in time for appropriate decisions on process of work.
33. Ensuring submission of Audit Compliance of BB, ICCD, MLTFPD, Shariah and other Agencies, if any, in time.
34. Preserving all related securities/ documents/ instruments as joint custodian.
35. Applying due rules of LTFF Circular of our Head Office and Bangladesh Bank on our investment clients properly.
36. Visiting factories of all investment clients at regular intervals with other official(s) and submitting reports there before the Manager.
37. Ensuring meticulous compliance of Shariah Manual and Islamic Shariah Principles in every transaction, Investment Manual, ICCD Manual, BFIU Circular of BB, MLTFPD Circulars of Head Office and other Agencies in day to day affairs strictly.
38. Holding keys of the Branch as per advice of Branch incumbent to ensure security.
39. Protecting User ID and Password from sharing with others. Under no circumstances a password can be divulged to another colleague.
40. Maintaining all IT security following IT Policy of the Bank and software security.
41. Following the daily Investment Transaction Listing Checking Points in light of ITD Instruction positively as Head of Investment Department and issue daily certification for the Manager as part of strict monitoring for checking and preservation of daily transaction activities.
42. Checking disbursement and recovery for the ‘Today and last day disbursement & recovery’ and confirming as correct.
43. Checking balance of Murabaha Purchase confirming the balance.
44. Checking balance of Goods In Transit A/C, Purchase Order A/C 1 and investment related parking accounts and confirming the balance of the account is Zero.
45. Summation of total outstanding of investment listing matched with the investment amount in the statement of affairs and preserved the investment listing for future reference.
46. Matching the balance of manual suspense account(s) of all investment products with sum of commission (manual suspense) amount of the respective product.
47. Ensuring that the investment customers do not divert funds of our investment. He will supervise the daily BACH transactions to guard against the diversion of funds as specified.
48. Performing deposit mobilization, account opening, recovery of NPI and business target as per office order accordingly.
49. Rendering the best services to the clients and upholding the image of the Bank.
50. Promoting customers’ friendly atmosphere and selling banks’ deposit/investment /foreign trade based products to the inquiring and potential customers.
51. Performing other jobs as and when required and advised by the Branch Management.

Summary

Overview

Work History

FAVP

Education

M.SC - Economics

B.SC (HONS) - Economics

H.S.C - Business Studies

S.S.C - Science

Skills

Certification

Extra Curricular Activities

References

Timeline

FAVP

S.S.C - Science

M.SC - Economics

B.SC (HONS) - Economics

H.S.C - Business Studies

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