Microsoft Office Products
Omar Aboualkasem
Tjørring
Summary
Experienced Relationship Manager with five years of experience within the banking sector with a Master's degree in International Business Development from Aarhus University.
Credit certified by the Egyptian Banking Institute.
Best Employee for 2018 "SMEs Department" and has been granted a certificate of achievement from ADIB.
Overview
5
5
years of professional experience
6
6
years of post-secondary education
2
2
Certifications
3
3
Languages
Work History
<p>Relationship Manager</p>
Suez Canal Bank
08.2020 - 09.2021
- Acquire new customers to offer the bank’s products & services and maintaining the existing customers’ relationship management.
- Prepare the Packages renewals & Financial Analysis.
- Raise portfolio of Suez Canal’s products and services and deliver information to customers.
- Promote bank’s product and services and regenerate business from current customers.
- Handle issue raised by clients as part of daily operations.
- Monitor of service levels and utilization of booked SME’s customers.
- Accounts management and profitability oriented.
- Maintain regular contacts with customers to sort any internal/departmental issues with immediate action.
- Conducts periodic client calls/ Site visits and document client calls.
- Ensure protection of bank's assets at all times by closely monitoring account relationship documentation and collateral position.
- Responsible for obtaining all securities/supports and other conditions stipulated by sanction from customer before utilization of facilities.
- Forecasts and tracks client account metrics.
<p>Management Associate (Assistant Relationship Manager)</p>
ADIB (Abu Dhabi Islamic Bank)
10.2017 - 06.2020
- To assist RM/SRM in managing a portfolio with coverage of SMEs customers in Cairo & other governorates in Egypt.
- Screens proposed customers against target market plan and risk acceptance criteria, to initially identify ADIB Egypt credit risk appetite for obligors and setting facility structure, subject to business and risk management approvals and wholesale banking policy.
- Critically analyzing new clients when it comes to their financials, market segmentation, studying their leverage, liquidity, profitability, and activity to assure creditability and sustainability of new customers.
- Presenting Scoring, call reports, BIR, & preparation of credit packages/proposals.
- Ensuring compliance and completion of documents in opening new accounts, submitting new cases to risk team and renewing facilities.
- Monitoring and handling all approvals.
- Handling daily account transactions and all operations.
- Assisting team in attracting new customers to increase team's portfolio.
- Furnishes/ updates client information, financial statements and relevant data for different types of CA reviews.
- Reviews/approves extensions of credit and ensuring that extensions of credit are consistent with relationship profile and endorsing risk/reward balance.
- Ensures appropriate obligor/facility risk ratings in line with risk ratings policy of the bank.
- Maintains regular contacts with customers to sort any internal/departmental issues with immediate action, supporting CSU service unit in best way as per approved SLA.
- Conducts periodic client calls/ Site visits and document client calls.
- Closely monitoring past dues report and taking any required actions after consulting SME head.
- Contribute in planning and controlling of CBG activities, assisting in generation of business to increase bank's loan and deposits portfolios and profitability.
- Generating & achieving proposed targets through attracting either new loans booking or liabilities.
- Ensure protection of bank's assets at all times by closely monitoring account relationship documentation and collateral position.
- Responsible for obtaining all securities/supports and other conditions stipulated by sanction from customer before utilization of facilities.
<p>Trainee - Corporate Banking</p>
FAB (First Abu Dhabi Bank)
09.2016 - 08.2017
- Ensure protection of bank's assets at all times by closely monitoring account relationship documentation and collateral position.
- Renewal of fully secured cases.
- Financial spreading. (Moody's)
- Responsible for obtaining all securities/supports and other conditions stipulated by sanction from customer before utilization of facilities, furthermore doing proper lodging for such documents.
- Creating status positions for each client, and OD breakdown for the overdrafts facilities.
- Analyzing financial statements, market research, risk research and preparation of credit packages/proposals/presentations with the supervision of my working seniors.
Education
MBA - International Business Development
Aarhus University
Aarhus, Denmark 09.2021 - 01.2024
BBA - Accounting And Finance
The British University in Egypt
Cairo, Egypt 10.2012 - 06.2016
Skills
Team Work
Certification
Credit Diploma - Egyptian Banking Institute
Software
Moody's
SPSS
Timeline
MBA - International Business Development
Aarhus University
09.2021 - 01.2024
Relationship Manager
Suez Canal Bank
08.2020 - 09.2021
IELTS
11-2019
Credit Diploma - Egyptian Banking Institute
01-2019
Management Associate (Assistant Relationship Manager)
ADIB (Abu Dhabi Islamic Bank)
10.2017 - 06.2020
Trainee - Corporate Banking
FAB (First Abu Dhabi Bank)
09.2016 - 08.2017
BBA - Accounting And Finance
The British University in Egypt
10.2012 - 06.2016
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