Rajaram Jadhav

Client : Nordea

· Home journey Hub, finding Nordic solution which feasible across Nordic countries ( Sweden, Norway, Finland and Denmark). Worked on prefilling of internal and external customer liabilities using mortgage domain API, Worked on auto-verification of customer income and expenses using IEV domain API, Worked on customer advisory document as per EU and Local regulatory during loan origination process for assisted and self service channels

Client : LF

· LF is using Nova as assisted channel for creating different types of applications like Mortgage, Bridging, Purpose, private, Credit Card & Over

Draft applications. Before LF bank was using KRE for all the lending products as they have decommissioned KRE and henceforth they will be using Nova application for origination of lending applications

Client : CBA

· CBA using CommSee as assisted channel for creating different types of lending applications like Loan, Top-up, Credit Card, Over Draft, loan

repayments, Domestic payments, Term Deposit etc. I have worked on PL, HL & Top-up applications where existing legacy framework

changed to helix framework and which consist of major changes like introducing Balance sheet, adding different MLE categories in helix

& HEM API’s to capture MLE details, UDC (Undisclosed liability check) for the CHL customer, Audit history, Auto-verification of incomes,

Secured personal loans

Client : Mashreq

· Mashreq Bank using GTS Matrix for corporate payments and H2H modules, corporate payments includes A2A, A2A third party, DFT, CBFT, DDS, Cardless cash, Virtual account & payroll (WPS & Non WPS) transactions.

· H2H (Host to Host) module includes different type of file uploads like BTP (A2A, DFT & CBFT), Govt Utility file uploads & Payroll (WPS & Non-WPS) file uploads.

DDS (Direct debit system) Mashreq introduced DD300 registration through paying bank in assisted channel - GTS Matrix

Client : ENBD ( Emirates National bank of Dunai)

· UAECB introduced few additional transaction codes like (LND, LIP, IPO, POR & DIV) in CB102 & CB103, source systems like Banknet, Smart business & Questor should be able to handle these additional transaction codes.

· ENBD introduced new mobile application called mCAS finnone, which will remove the complete manual process of the RBE for personal & auto loans, where RBE directly move to the customer location with iPAD and collects the basic details of the customer in soft copy and signature of the customer, after submitting the details from the mCAS all the collected details will be uploaded into Base CAS

Client : ADIB ( Abu dhabi Islamic bnak)

· ADIB introduced merchant acquiring system to the market, which will interact with Prime and Online applications. POS module supports different type of cards like Master, Maestro, VISA, CUP and Co-branded cards. Each type of card allows doing the transactions like Purchase, Void purchase, Tip, Tip Completion, Pre-auth, Pre-auth completion, Refund, Void refund, Cash back, Cash Advance

· Prime application supports to create merchant, terminal and allows linking of merchant ID to the Terminal ID. Each terminal ID will be allocated with Server, Port and Phone numbers which supports the terminal to download the parameters.

· ADIB phase II which enables this existing application to register Direct Debits towards Covered Cards and Utility Bill Payments as well. ADIB would be able to register the DD300 as a sponsoring Bank for Credit card and both as a Paying Bank & Sponsoring bank for Utility Bill Payments

• · Connect Core is a Core banking product, enhanced Connect core modules like Loans, Payments, CRM, General Ledger, Credit Cards, Internet Banking etc

• · Next Gen Flexcube is a Core banking product developed by Oracle, worked on enhancements of CASA, channel, Loan Origination, Term Deposit, Online Banking